Terms & Conditions | Personal Pension Plan

TERMS AND CONDITIONS

Last Updated: August 28, 2026

By accessing or using services from Personal Pension Plan ("Company", "we", "our"), you agree to the following Terms and Conditions.

1. Description of Services

Personal Pension Plan provides live webinars, events, workshops, consultations, coaching programs, books, and communications including email and SMS messaging related to:

  • Webinar and event registrations and updates

  • The Paycheck Is Not the Crown webinar access details and logistics

  • Household leadership education, family governance frameworks, and coaching programs

  • Promotions and marketing

  • Customer support

2. SMS Messaging Program

By opting in to receive SMS messages, you agree to receive recurring messages from Personal Pension Plan. Our SMS program includes the following use cases:

  • Registration Confirmations — Confirmation of your webinar or event registration and access details

  • Reminders & Updates — Reminders leading up to your registered webinar or event

  • Webinar Updates — Important information about The Paycheck Is Not the Crown and other upcoming events

  • Promotional Offers — Upcoming webinars, events, books, and coaching announcements

  • Customer Service Notifications — Responses to inquiries submitted via our registration forms

Message frequency may vary.

3. Opt-Out Instructions

You may opt out of SMS communications at any time by replying:

  • STOP — to unsubscribe

  • HELP — for assistance

After opting out, you will no longer receive SMS messages from Personal Pension Plan unless you choose to opt in again. To opt back in, you may re-submit your information through any of our registration forms.

4. Message & Data Rates Disclosure

Standard message and data rates may apply to all SMS communications sent or received. These charges are determined by your mobile carrier and your individual plan. Personal Pension Plan is not responsible for any charges incurred through your mobile carrier as a result of SMS communications.

5. Carrier Liability Disclaimer

Personal Pension Plan and its SMS service providers are not responsible for delayed or undelivered messages. Delivery of SMS messages is subject to effective transmission by your mobile carrier. Carriers are not liable for delayed or undelivered messages. Message delivery is not guaranteed and may vary depending on your carrier, device, and network conditions.

6. Age Restrictions

You must be at least 18 years of age to use our services, register for our webinars, events, or programs, or provide consent to receive SMS communications. By submitting your information through any of our forms, you confirm that you are 18 years of age or older. Personal Pension Plan does not knowingly collect personal information from individuals under the age of 18.

7. Webinar & Event Access

By registering for a Personal Pension Plan webinar or event, you acknowledge that:

  • You are responsible for attending on time and prepared to participate

  • Personal Pension Plan is not responsible for technical disruptions on your end or personal scheduling conflicts

  • Webinar and event access is for personal use only and may not be transferred or shared without prior written consent

  • Recording or redistribution of any webinar or event content without prior written consent is strictly prohibited

8. Registration & Payments

By registering for a Personal Pension Plan webinar, event, or program, you acknowledge that:

  • Registration fees (if any) are non-refundable unless the event is canceled by Personal Pension Plan

  • Payment in full is required to secure your spot in paid programs unless otherwise specified

  • Schedules, formats, and speaker lineups are subject to change

  • You are responsible for your own travel, lodging (if applicable), and personal expenses unless explicitly included

9. Intellectual Property

All content, branding, books, workbooks, webinar materials, teaching content, frameworks, and program resources associated with Personal Pension Plan are the intellectual property of Personal Pension Plan and Eric J. Westhoven. You may not reproduce, distribute, or share any webinar, event, or program materials without prior written consent.

10. Educational Content Disclaimer

All teaching content, webinars, events, books, and coaching programs provided by Personal Pension Plan are for educational and informational purposes only. Personal Pension Plan is a household planning framework. It is not a pension, an investment, or a licensed financial product, and it does not provide individualized legal, tax, investment, insurance, or financial advice. Nothing presented constitutes a securities or insurance offer. Individual results will vary based on effort, circumstances, and other factors outside our control, and Personal Pension Plan does not guarantee specific financial, family, or personal outcomes. Families should consult qualified professionals before making legal, tax, insurance, investment, or retirement decisions.

11. User Responsibilities

You agree to:

  • Provide accurate and truthful information during registration

  • Not misuse, disrupt, or attempt to gain unauthorized access to our website or services

  • Comply with all applicable local, state, and federal laws

  • Treat fellow attendees, speakers, and staff with respect and dignity

  • Honor the confidential nature of working sessions by respecting the privacy of other attendees

12. Limitation of Liability

To the fullest extent permitted by law, Personal Pension Plan shall not be liable for any indirect, incidental, or consequential damages arising from your participation in our webinars, events, programs, or use of our website, including but not limited to technical issues, loss of data, financial decisions made based on educational content, or dissatisfaction with programming.

13. Privacy Policy

Your use of our services is also governed by our Privacy Policy:

Privacy Policy

14. Governing Law

These Terms and Conditions shall be governed by the laws of the State of Ohio, without regard to its conflict of law provisions.

15. Support Contact Information

For support or questions, contact us:

Personal Pension Plan
6812 County Road 15, Green Springs, OH 44836, United States
📧 [email protected]
📞 419-980-8354

16. Changes to Terms

We may update these Terms at any time. Continued use of our services constitutes acceptance of any changes. Updates will be posted on this page with a revised effective date.